College students have plenty to think about and plan for, but they may not consider health insurance on top of their studies. However, going to school presents a key level of risk. You may be living with people you don’t really know, sharing smaller spaces and being exposed to a higher number of viruses and […]
What Type of Health Insurance Should a College Student Have? Read More »
Your business is your passion and your livelihood. Without it, how would you support your family? What would your employees do to financially sustain their families? It’s crucial to think about this, since the business landscape is ripe with danger. Lawsuits threaten your continued operations — and with business liability insurance, you may not have all
Surety Bonds: When Liability Insurance Isn’t Enough Read More »
Carbon monoxide poisoning is a year-round hazard but during the winter months, it can be especially deadly. This is because our homes are sealed tight to keep the cold out and we are burning fuel for heat. The reduced ventilation and fuel burning is a deadly combination leading to many deaths each winter. Carbon monoxide
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When you buy car insurance, you expect your policy to help you pay for the damage done to your vehicle in a variety of hazardous events, from wrecks to vehicle fires and more. However, even expansive policies likely won’t cover 100% of your vehicle’s damage costs. Part of these costs might be your responsibility to
How Does a Car Insurance Deductible Work? Read More »
There are plenty of insurance options available! Even the most basic of homeowners insurance policies have a wide range of options to select from, so it’s vital that you know where to start. Your policy should cover no less than 80 percent of the price of rebuilding your home, excluding the value of the land
A Closer Look at Homeowners Insurance Options Read More »
A car insurance deductible is the amount one pays out-of-pocket in the event of a claim. Deductibles of $100, $250, $500 and $1000 are common. Many motorists opt for a low $100 deductible because of that uncomfortable thought of having to suddenly shell out cash in the event of a claim. However, higher premiums for extremely
Smart Deductible Choices Yield Car Insurance Savings Read More »
Many families take a vacation over the winter months. Some head to warmer climates to get a break from the cold and snow, while others head toward the snow for skiing and snowmobiling. No matter where your vacation destination is this winter, you will want to prepare your home before you leave. Consider the following tips.
Prepare Your Home Before You Travel Read More »
There’s something cool about a vehicle with a spoiler on the back of it. On the other hand, you may want a chrome bumper — something that really stands out. These are vehicle customizations. When it comes to your car insurance, it’s important to let your agent know about them. They can impact rates and
Auto Insurance Coverage for Your Body Additions Read More »
When you purchased your home, you likely purchased homeowners insurance at the same time; and if you are like most homeowners, you have not thought about it since. Here are some questions to discuss with your independent insurance agent to make sure your policy fits your current needs. Let’s take a quick look at the contents of
Is it Time for a Homeowners Insurance Checkup? Read More »
Driving presents a risk of accidents all on its own, even for the most careful drivers. This risk increases when you have passengers in the car, as severe injuries and liability concerns may be at the back of your mind. Unfortunately, many people believe that liability insurance covers their passengers and fail to get the
Does Liability Car Insurance Cover Passengers? Read More »
