Picture this: Your AC goes out in the middle of a Texas summer, and your bank account isnโt ready. What now? Financial security isnโt just about making money; itโs about being prepared for lifeโs unexpected turns. Letโs break down why a rainy-day fund mattersโand how to actually build one. Protection Against Unplanned Expenses Life is […]
Why Everyone Should Have a Rainy-Day Fund (and How to Build One) Read More ยป
Itโs a fact of life for small businesses that they must occasionally consider worst-case scenarios. Years of hard work can be unexpectedly wiped out by natural disasters like fire and floods. Critical and sensitive information can be exposed or stolen by cyberattacks. In any of those events, shutting the business down for weeks or months
Your business likely has protections in place for natural disasters like floods and fires, as well as coverage for workerโs compensation and employee liability, among others. But are you covered in the event of a data breach? According to Forbes, 83% of small businesses wonโt be able to financially recover from a cyber attack, and
What Is the Role of Cyber Liability Insurance in Protecting Your Business? Read More ยป
As a business owner, you must stay aware of and follow many rules and regulations. This is no easy task for a small or start-up business. However, commercial insurance can help safeguard your business if you run into a legal issue. Technological advancements and new societal priorities are changing the landscape for small businesses. In
Top 5 Legal Considerations for Small Business Owners in 2025 Read More ยป
Your home is a sanctuary. Itโs where your family finds refuge, shares fond memories, and relaxes their worries of the day away. At the same time, your familyโs home is also a major investment. In fact, itโs likely the most valuable asset youโll ever own. And that means you need to do whatever you can
Can Home Insurance Bring Comfort and Joy? Read More ยป
For many, the holidays are all about traveling to see relatives or friends. This means that ensuring you have the right auto insurance coverage before you leave home can play an important role in you and your family getting away and returning financially whole. Whether youโre planning a road trip or leaving your car parked
Why Auto Insurance Is Important While Traveling During the Holidays Read More ยป
If youโre like many people, open enrollment periods for health insurance might seem arbitrary and unnecessary to you, especially since there are exceptions to the rule. As such, it might surprise you to learn that thereโs nothing arbitrary about open enrollment. Thereโs a strategic reason that health insurance companies require you to sign up for
Why Do Open Enrollment Periods Exist for Health Insurance? Read More ยป
Rolling out of bed just before the start of work. No need for a suit, tie, dress, or skirt. No commute. These are just a few perks of working from your home office. But depending on what you do in your home office and how you do it, you might need to increase your renterโs
Do I Need Insurance for My Home Office in My Household Read More ยป
As a business owner, you know how complex the considerations surrounding insurance can be. Part of getting the most out of your insurance coverage is knowing how to balance your personal and commercial insurance. As a result, a common question many business owners have is whether to place your vehicle on your personal insurance policy
Should I Put My Automobile in My Personal or Commercial Insurance? Read More ยป
If youโre struggling to keep cool during those scorching summer days, the good news is that your insurance company wonโt raise your rates simply because the mercury in the thermometer is rising. The bad news is that summertime heat can affect your rates for home and auto insurance. This could force you to spend more
Can the Summertime Heat Affect Insurance Rates? Read More ยป
