Agriculture is like any other major economic sector: possibly lucrative but never predictable. A farmer spends money and effort to boost productivity and profit. Primary farm insurance covers equipment, livestock, property, and crop output within certain limits. But what happens when disaster strikes? Some incidents and situations aren’t covered by primary farm and ranch insurance. […]
Should All Farm Owners Have an Umbrella Policy? Read More »
Whether you’re looking to insure your business, your health, or something else, the right coverage is essential. And if you want to find great coverage for a fair price, it’s often a good idea to get quotes from multiple insurance companies. That’s where an independent insurance agent can help. Independent agents work with multiple insurance
Why an Independent Insurance Agent? Read More »
Usage-based insurance (UBI) has become popular among various auto insurance companies over the past few years. An onboard device collects driving information and transmits it to the insurance carrier via cloud computing. Drivers also get access to the data, which can be used to improve their own driving habits. The device plugs into a diagnostic
Usage-Based Auto Insurance Growing More Popular Read More »
Home insurance comes in a wide variety of forms, which can quickly confuse a person if they’re not familiar with the lingo of their carrier. If you’re interested in getting as much coverage as possible, then comprehensive might sound like the best bet for you. We’ll take you through what this policy covers and (more
How Comprehensive Home Insurance Coverage Works Read More »
College students have plenty to think about and plan for, but they may not consider health insurance on top of their studies. However, going to school presents a key level of risk. You may be living with people you don’t really know, sharing smaller spaces and being exposed to a higher number of viruses and
What Type of Health Insurance Should a College Student Have? Read More »
Your business is your passion and your livelihood. Without it, how would you support your family? What would your employees do to financially sustain their families? It’s crucial to think about this, since the business landscape is ripe with danger. Lawsuits threaten your continued operations — and with business liability insurance, you may not have all
Surety Bonds: When Liability Insurance Isn’t Enough Read More »
Carbon monoxide poisoning is a year-round hazard but during the winter months, it can be especially deadly. This is because our homes are sealed tight to keep the cold out and we are burning fuel for heat. The reduced ventilation and fuel burning is a deadly combination leading to many deaths each winter. Carbon monoxide
Staying Safe from the Dangers of Carbon Monoxide Read More »
When you buy car insurance, you expect your policy to help you pay for the damage done to your vehicle in a variety of hazardous events, from wrecks to vehicle fires and more. However, even expansive policies likely won’t cover 100% of your vehicle’s damage costs. Part of these costs might be your responsibility to
How Does a Car Insurance Deductible Work? Read More »
There are plenty of insurance options available! Even the most basic of homeowners insurance policies have a wide range of options to select from, so it’s vital that you know where to start. Your policy should cover no less than 80 percent of the price of rebuilding your home, excluding the value of the land
A Closer Look at Homeowners Insurance Options Read More »
A car insurance deductible is the amount one pays out-of-pocket in the event of a claim. Deductibles of $100, $250, $500 and $1000 are common. Many motorists opt for a low $100 deductible because of that uncomfortable thought of having to suddenly shell out cash in the event of a claim. However, higher premiums for extremely
Smart Deductible Choices Yield Car Insurance Savings Read More »
