As a business owner, you must stay aware of and follow many rules and regulations. This is no easy task for a small or start-up business. However, commercial insurance can help safeguard your business if you run into a legal issue. Technological advancements and new societal priorities are changing the landscape for small businesses. In […]
Top 5 Legal Considerations for Small Business Owners in 2025 Read More »
For many people, getting car insurance is as simple as going to an insurer’s website, choosing one of its pre-selected plans, and paying for it. Getting insurance this way might be easy, but you often end up paying for coverage you don’t need. And if you aren’t looking closely at the fine print of the
How Do I Find a Reputable Car Insurance Agent? Read More »
Usage-based insurance (UBI) has become popular among various auto insurance companies over the past few years. An onboard device collects driving information and transmits it to the insurance carrier via cloud computing. Drivers also get access to the data, which can be used to improve their own driving habits. The device plugs into a diagnostic
Usage-Based Auto Insurance Growing More Popular Read More »
Carbon monoxide poisoning is a year-round hazard but during the winter months, it can be especially deadly. This is because our homes are sealed tight to keep the cold out and we are burning fuel for heat. The reduced ventilation and fuel burning is a deadly combination leading to many deaths each winter. Carbon monoxide
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When you buy car insurance, you expect your policy to help you pay for the damage done to your vehicle in a variety of hazardous events, from wrecks to vehicle fires and more. However, even expansive policies likely won’t cover 100% of your vehicle’s damage costs. Part of these costs might be your responsibility to
How Does a Car Insurance Deductible Work? Read More »
A car insurance deductible is the amount one pays out-of-pocket in the event of a claim. Deductibles of $100, $250, $500 and $1000 are common. Many motorists opt for a low $100 deductible because of that uncomfortable thought of having to suddenly shell out cash in the event of a claim. However, higher premiums for extremely
Smart Deductible Choices Yield Car Insurance Savings Read More »
Many families take a vacation over the winter months. Some head to warmer climates to get a break from the cold and snow, while others head toward the snow for skiing and snowmobiling. No matter where your vacation destination is this winter, you will want to prepare your home before you leave. Consider the following tips.
Prepare Your Home Before You Travel Read More »
There’s something cool about a vehicle with a spoiler on the back of it. On the other hand, you may want a chrome bumper — something that really stands out. These are vehicle customizations. When it comes to your car insurance, it’s important to let your agent know about them. They can impact rates and
Auto Insurance Coverage for Your Body Additions Read More »
Driving presents a risk of accidents all on its own, even for the most careful drivers. This risk increases when you have passengers in the car, as severe injuries and liability concerns may be at the back of your mind. Unfortunately, many people believe that liability insurance covers their passengers and fail to get the
Does Liability Car Insurance Cover Passengers? Read More »
You’re 20 and Your Auto Insurance Is Going Down: Why? It’s hardly ever a problem to see the price of your auto insurance go down. But, you may wonder why it is happening. What could it mean that you are now paying less for the car insurance you need? As you get older, your rates
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