Your home is a sanctuary. It’s where your family finds refuge, shares fond memories, and relaxes their worries of the day away. At the same time, your family’s home is also a major investment. In fact, it’s likely the most valuable asset you’ll ever own. And that means you need to do whatever you can […]
Can Home Insurance Bring Comfort and Joy? Read More »
There are plenty of insurance options available! Even the most basic of homeowners insurance policies have a wide range of options to select from, so it’s vital that you know where to start. Your policy should cover no less than 80 percent of the price of rebuilding your home, excluding the value of the land
A Closer Look at Homeowners Insurance Options Read More »
When you purchased your home, you likely purchased homeowners insurance at the same time; and if you are like most homeowners, you have not thought about it since. Here are some questions to discuss with your independent insurance agent to make sure your policy fits your current needs. Let’s take a quick look at the contents of
Is it Time for a Homeowners Insurance Checkup? Read More »
Numerous myths exist regarding home insurance policies. Unfortunately, these misleading myths can deter people from acquiring the coverage they actually need. Homeowners often assume they are adequately covered, only to find out they had incorrect information. By the time they learn the truth, it may be too late. Let’s debunk some common home insurance myths
Common Home Insurance Myths Debunked Read More »
There’s an excitement that comes with buying a new home, but the task also comes with responsibility and big decisions. Do your homework to make sure you’re getting a quality house that’s less likely to require costly repairs in the near future. It’s always a good idea to get a professional inspection done before signing the
8 Things to Look for When Buying a New Home Read More »
Mold can be one of the more expensive types of damage to address in your home. Because different types of fungi can live in your walls or under the floorboards for a while before ever showing physical evidence of being on the property, it can be difficult to exterminate it all once you finally know
Will Home Insurance Cover Mold? Read More »
When it comes to lowering home insurance rates, many people think about raising their deductible without giving much thought to other ways of achieving the same effect. One reason for this is that people often don’t consult with their independent insurance agents, who are more than happy to discuss methods of lowering premiums. Many of their suggestions
How to Lower Your Home Insurance Rates without Raising the Deductible Read More »
Hiring a professional for every instance of damage in your home can be incredibly expensive. While there are some instances where you must hire a professional to take care of an important part of your home, there are a few easy repairs you can make yourself to save both time and money, as well as
3 Easy DIY Home Repairs You Can Do at Home Read More »
When looking for any time of insurance policy, you may come across a reference to your “risk.” When it comes to home insurance, your risk generally refers to how much risk you present to the insurer. How is Risk Calculated in Home Insurance? Your risk is what affect the cost of your home insurance, as
What does risk mean for home insurance? Read More »
