Independent Insurance

Running a business means more than managing daily operations, it also involves managing people. From hiring new employees to handling promotions, terminations, or workplace policies, every decision comes with potential legal risks. Employment-related claims are more common than many business owners realize, and even a small dispute can result in costly litigation. That’s where Employment […]

Picture this: Your AC goes out in the middle of a Texas summer, and your bank account isn’t ready. What now? Financial security isn’t just about making money; it’s about being prepared for life’s unexpected turns. Let’s break down why a rainy-day fund matters—and how to actually build one.  Protection Against Unplanned Expenses Life is

If you’re struggling to keep cool during those scorching summer days, the good news is that your insurance company won’t raise your rates simply because the mercury in the thermometer is rising. The bad news is that summertime heat can affect your rates for home and auto insurance. This could force you to spend more

Floods have impacted nearly every county in the United States in recent years. Flooding can significantly damage your home or business. A single inch of water can cause $25,000 in damage to a property. While you might hear more about earthquakes, fires, hurricanes, and tornadoes, flooding is the most common disaster in the U.S. —